Panch Tattva Wisdom

About Nifty100 stocks & sound portfolio buildup

Thoughts and Reports

  • Make Politics More Authentic

    A prominent opposition party leader, by taking strong or frequent positions across issues, can sometimes—intentionally or not—create openings for the main national political party to present itself as more aligned with public sentiment, stable, or decisive.What emerges is this:In modern politics, narrative advantage often outweighs policy detail.If the opposition’s messaging is diffuse or mistimed, it… Continue reading

  • India’s Steel Requirement

    India’s steel strategy must avoid the trap of overcapacity.Global crude steel production today is about ~1.88 billion tonnes, with consumption around ~1.78 billion tonnes—translating to roughly 210–220 kg per capita worldwide. �Steelonthenet +2Developed economies typically stabilise at 200–300 kg per capita, while higher levels (400 kg+) reflect export-heavy industrial structures—not universal demand. �worldsteel.orgIndia, at ~100–120… Continue reading

  • Deprivation and Reality

    Why does deprivation feel sharper even as prosperity rises?In the early 1990s, India’s per capita income was around ₹20,000 a year. Today, it is over ₹1.7 lakh—an increase of more than 7–8 times.Access has expanded just as dramatically:Mobile phones: from near zero to almost universalBanking: from limited reach to widespread financial inclusionConsumer goods: from luxury… Continue reading

  • What MPs Should Get

    Raising the salaries of MPs and MLAs is often criticized, but the issue needs a more mature lens.Public representatives carry enormous responsibility. If their compensation is inadequate, it can create subtle pressures that may lead to compromises. Ensuring they are well-paid is not a luxury—it is a safeguard for cleaner governance.At the same time, accountability… Continue reading

  • India’ Path

    India does not need to imitate the path of the United States to become a world power.The US built its dominance by shaping global events—but that came at a cost:Over 700 overseas military basesDefence spending of nearly $900 billion annuallyRepeated long wars from Vietnam War to War in AfghanistanInfluence, when overstretched, becomes expensive to sustain.India’s… Continue reading

  • Action, Outcome, and the Devine Order

    Human beings are endowed with the freedom to act. Guided by their intellect, values, and circumstances, they make choices and perform actions. This freedom shapes the direction of their lives. Yet, it is equally true that they do not have complete control over the outcomes of their actions. Results unfold within a larger framework—what may… Continue reading

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  • India’s Two Phases

    India: Two 40-Year Phases, One Clear ShiftBy 2029, India would have completed 40 years since 1989.This allows a natural comparison between:The 40 years before 1989, largely under Indian National CongressThe 40 years after 1989, where Bharatiya Janata Party / NDA would have governed for 20+ yearsThis is not about judging intent—but observing outcomes and public… Continue reading

  • Reality of Inflation

    We often hear: “Everything has become expensive—just look at Maggi.”Let’s stay in rupees and examine the full picture.In 1983: – A Maggi packet cost about ₹2.50– A lower-level worker earned roughly ₹400–₹500 per monthToday: – A Maggi packet costs about ₹25– The same level of worker earns ₹10,000–₹15,000 per monthSo:  Maggi price has increased… Continue reading

  • Look for a Satisfying Job

    A job should be more than a source of income—it should be a source of satisfaction.Too often, we measure our work only in terms of monetary rewards. While financial security is important, it alone cannot sustain a sense of purpose or fulfillment over the long run.True satisfaction comes when our work aligns with our values,… Continue reading

  • Housing and Incomes

    There is a quiet but powerful story unfolding in India’s urban real estate market — and it lies in the relationship between income growth and housing choices.Over the last 15–20 years:• Urban incomes in India have grown roughly 4 times• Residential real estate transaction values have also expanded by about 4–6 timesAt a broad level,… Continue reading