Panch Tattva Wisdom

About Nifty100 stocks & sound portfolio buildup

Thoughts and Reports

  • Hormuz Effect

    Will a Hormuz disruption really change the long-term picture? There is a lot of noise around the possibility of supply disruptions through critical global energy routes. The immediate reaction is always the same—fear of shortages, price spikes, and market instability. But it helps to step back and view this through a structured lens: 1. Present… Continue reading

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  • Naya Rupya

    For investors, clarity of numbers is not a luxury—it is a necessity.We track earnings, market caps, fiscal deficits, liquidity flows… all now expressed in lakh crores and trillions.At this scale, precision exists—but intuitive understanding is fading.And when numbers stop being intuitive, mispricing can quietly creep in.A thought worth examining:Introduce a “Naya Rupya”1 New Rupya =… Continue reading

  • PTQ3FY21… learn more about it

    What if investing could be both simple and superior? Since Jan’21, I have been running a live portfolio (PTQ3FY21) with a very clear objective:👉 Can a rule-based, low-maintenance approach outperform the benchmark sustainably? No noise. No constant tracking. No complexity. The Framework (in simple words): 👉 In essence:Discipline over activity. Process over prediction. What makes… Continue reading

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  • Sensex30Futures… idea about

    #Sensex30Futures — A Complete Framework (Value vs Price, Long–Short, 15-Month Outcome) Over the past 15 months, I have been running a structured long–short portfolio across all 30 constituents of the BSE Sensex. The objective is not to predict markets, but to systematically act on mispricing. Core Philosophy At any point in time, every stock has:… Continue reading

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  • Price, Value, and Discipline of Acting Right

    In equity investing, price is the most visible number—and often the most misleading.At any given moment, a stock trades at a certain level. But the real question remains:Is this price justified, excessive, or an opportunity?Unless one develops a structured method to judge whether the prevailing price of a stock is above or below its fair… Continue reading

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  • India and wisdom about keeping cash

    In an age where digital payments—led by systems like UPI—have grown explosively, one would expect physical cash to steadily lose relevance. Yet, the data tells a different story.India’s currency in circulation, issued by the Reserve Bank of India, continues to hover around 10–11% of GDP—remarkably stable over decades.At first glance, this appears counterintuitive. If digital… Continue reading

  • Inflation vs Rhetoric

    Much of the public discourse on inflation suffers from a basic flaw—it looks at prices in isolation, ignoring income growth and real returns.Yes, ₹100 buys less today than it did years ago. But does that, by itself, prove declining prosperity? Not necessarily.What matters is not nominal values, but real outcomes:Are wages broadly keeping pace with… Continue reading

  • We and Devine Will

    There is a quiet realization that unfolds when we observe life closely: at every step, some of what we desire comes to pass, and yet, alongside it, much that we never wished for also takes shape. Outcomes rarely align fully with intention, and control over results appears more imagined than real.This paradox points toward a… Continue reading

  • Make Politics More Authentic

    A prominent opposition party leader, by taking strong or frequent positions across issues, can sometimes—intentionally or not—create openings for the main national political party to present itself as more aligned with public sentiment, stable, or decisive.What emerges is this:In modern politics, narrative advantage often outweighs policy detail.If the opposition’s messaging is diffuse or mistimed, it… Continue reading

  • India’s Steel Requirement

    India’s steel strategy must avoid the trap of overcapacity.Global crude steel production today is about ~1.88 billion tonnes, with consumption around ~1.78 billion tonnes—translating to roughly 210–220 kg per capita worldwide. �Steelonthenet +2Developed economies typically stabilise at 200–300 kg per capita, while higher levels (400 kg+) reflect export-heavy industrial structures—not universal demand. �worldsteel.orgIndia, at ~100–120… Continue reading